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How to Pay LIC Premium Online

A Policy holder can easily pay his/her LIC premium payment online on LIC of India official website

LIC premium amount was paid through Life Insurance Corporation of India (LIC) agent or by going to the nearest branch office. Now LIC of India has started online payment services for pay LIC monthly/Quarterly/Half Yearly/Annually premium. Learn how you can Pay LIC Premium Online using Net Banking, Debit/Credit Card, Wallet, UPI in easy steps.

This website tells you about the process of LIC premium online payment in detailed steps. Policyholders can pay their Life Insurance premiums online on LIC official website using Net Banking, Debit Cards, Credit Cards, E-Wallets etc. using their computers laptops or mobile phones. We hope that after going through this phase people can find it easy to pay online LIC premium without any hesitation. follow the below steps to make LIC online payment:

Online LIC Payment for Registered Users

You can follow the below mentioned steps:

  1. Visit the official website of Life Insurance Corporation of India.

    On the left side you will find “Online Services” menu, under that click on the link “Pay Premium Online” or click here to open LIC e-service page directly.
    Click on Pay Premium Online

  2. Through Customer Portal or Direct pay (without login)

    After clicking on the link it will open page with below two options “Pay Direct (Without login)” and “Through Customer Portal“.Pay Premium Online-2

  3. Pay LIC Premium “Through Customer Portal

    Click on “Through Customer Portal” button to login as a registered user, it will redirect to LIC eService login page
    Now, you need to enter your LIC Portal login credentials as bellow. If you don’t have an Account, you can create a new account by clicking “Sign up” link
    Enter Mobile Number or Email as a user ID.
    Enter your LIC Login Password.
    Select your Date of Birth from the Calendar.
    Click on “Sign in” button.


    LIC online payment login

  4. Customer Portal: Dashboard Page

    Once you login in, you will see dashboard page as below image and you can see your policy details.
    If you already added/enrolled your or spouse/child policy(s) then click on Online Payments Else you need to add your/Spouse/Child policy to retrieve policy details first for pay premium as which LIC policy premium you want to pay. See how to add new policy

    LIC Customer Dashboard

  5. List of due premium policies

    There will be allow you select one of them as shown in the below image.
    Renewal Premium/Revival
    Loan Repayment
    Advance Premium Payment
    Loan Interest Payment
    Premium Payment screen

  6. Ready for online LIC payment.

    Select the LIC policy which you want to pay premium and click on the “Check & Pay” button. Once click on “Check & Pay” button you will be redirect to payment gateway site where you be making the payment
    Now you have different types of options for LIC Premium Payment such as debit card, credit card, net banking, wallet, UPI etc. click on the one option which you want to Pay LIC Premium Online.
    Customer has to pay service tax and convenience fees to the LIC of India for the processing the payment.Check & Pay

Direct payment without Registration: LIC pay direct

LIC online premium can be paid directly without login on LIC of India e-Service portal in below few steps

  • Go to official website of LIC of India
  • On the left side click on the link named “Pay Premium Online” under “Online Services
  • Open a page with two payment option “Pay Direct (Without login)” and “Through Customer Portal“, Click on “Pay Direct (Without login)” button.
  • You will be redirect to LIC e-Service direct pay page
  • Select renewal premium/revival from the drop-down and then click on “Proceed” button
  • Now you need to enter your LIC policy number, date of birth, mobile number, premium amount without tax and email ID then check “I Agree” and then click on “Submit” button.
  • Now you will be redirect to payment gateway, select the payment mode which you want to pay. Payment can be made via net banking, Debit Card (VISA/ Master/ Rupay), Credit Card (VISA/ Master/ Amex), BHIM or UPI.
  • After successful completion of payment, a receipt will be mailed to your e-mail ID.

How to make LIC premium payment online via Paytm

To make LIC premium online payment through Paytm, you need to follow below mention steps to make your LIC of India online payment via Paytm:

  • Open Paytm App in your mobile and tap on search icon
  • Type “LIC” and Select the LIC of India
  • Enter your policy number And tap on “Get Premium”.
  • Get Your policy details from server like policy number, policy holder name, premium due date, number of the installment due and total premium amount will reflect. Review your the details
  • Enter promo code or select one from the list and tap on the “Proceed to Pay” button and go for making the payment.
  • Choose payment method like Debit Card, Credit Card, Net banking or Paytm Wallet.
LIC Premium payment online via Paytm
LIC Premium Payment Online through Paytm

How to make LIC online premium payment through PhonePe App

To make LIC of India online payment via PhonePe App, you need to follow below steps to make your LIC of India online payment through PhonePe and see the below image for the batter help:

  • Open PhonePe App in your Andriod/IPhone mobile and find the LIC/Insurance icon.
  • Type “LIC” and Select the Life Insurance of Corporation (LIC).
  • Enter your policy number, Email Id and tap on the “Confirm” button.
  • Get Your policy details from server like Name of the policy holder, policy number, premium due date and total premium amount. Review your the details
  • Tick one of the suitable payment method for you like BHIM UPI or Debit Card and tap on “Pay Bill” button.
  • After successful transaction you will be receive LIC premium receipt over Email Id.
LIC Online Payment Phonepe App - About Insurance
LIC Online Payment via Phonepe App – About Insurance

FAQ

How can I pay LIC premiums using Bhim UPI?

To make LIC Premium payment through ‘BHIM UPI App’ is done through the website of LIC of India, go through the above mention step for pay lic premium payment using UPI,

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