How to calculate age for LIC Policy

For buying a LIC policy the proposer has to declare his/her accurate age. The premium is calculated as per the proposer age, the maturity and money backs are also determined by age. Lets use LIC age calculator for get your age for Insurance policy.

Also need to remember that LIC considers more than 6 months of age as next year. So if you are 25 years and 7 months old then LIC will calculate your policy premium at the age of 26.

LIC Age Calculator

It is very important to know the accurate age for buying LIC policy. Below form will help you to calculate your accurate age for purchasing a LIC policy. It is very important to calculate your correct and exact date. The policy premiums vary for each year as per the proposer age so it is very important to calculate your correct and exact date. Which means the policy premium for a person aged 25 years will be less than a person aged 26.

The below LIC age calculator will help you calculate your age in years, months and days. You just need to put in your date of birth in below form and click on “Calculate Age” button and will automatically calculate your age as on today. The calculators calculate the age in years, months and days.

LIC Age Wise Policy

The minimum and maximum age for buying policies is mentioned in the table below.

LIC Policy	Minimum Age	Maximum Age
LIC Amar Jeevan	18 Years	65 Years
LIC New Children's Money Back Plan	0	12 Years
LIC New Jeevan Anand	18 Years	50 Years
LIC Jeevan Umang	3 Months	55 Years
LIC Jeevan Labh	8 Year	59 Years

Best LIC policies as per age.

What is nearest birthday?

Age for the most of the LIC policies are considered according to nearest birthday

For Example, if a person is 25 Years, 5 Months and 23 Days old then his or her age will be counted as 25 years but if it is 25 Years, 6 Months and 23 Days, then his or her age will be counted as 27 years.

FAQ

What is the maximum age to get a LIC policy?

Age for different policies are different. Some plans have maximum age as 52 while there are some plans that have 58 as the maximum age to apply for purchase of policy. In fact there are certain plans of LIC that have no maximum age limit and can be purchased by anyone at any age.

What is the most accurate way to calculate age for LIC?

All LIC apps and premium calculator websites will have a age field wherein you need to put your date of birth the it will give you the exact age.

What are LIC age proof documents?

A policy proposer has to submit age proof document for buying any policy. Usually 10th class certificate, birth certificate are accepted as age proof. For children below 8 years a birth certificate is required. In case the birth certificate is not available any school document can be accepted which has the age of the child mentioned.

What is LIC age relaxation?

For certain category of people basis of their financial status and education LIC gives a age relaxation.